Saturday , 23 November 2024

FIN622 Solved Mid Term Papers Spring 2009

Question No: 1      ( Marks: 1 ) – Please choose one

In  which  one  of  the  following  markets  the  bonds  of  a  Corporation  shall  be  traded  now

who were issued 10 years back?

Primary market

Secondary market

Money Market

All of the above

Question No: 2      ( Marks: 1 ) – Please choose one

Palo  Alto  Industries  has a  debt-to-equity ratio  of 1.6  compared  with  the  industry  average

of 1.4. What do these ratios tell about this company?

The company will not experience any difficulty with its creditors

The company has less liquidity than other firms in the industry

The company will be viewed as having high creditworthiness

The company has greater than average financial risk when compared to other firms in its industry

http://web.utk.edu/~jwachowi/mcquiz/mc6.html

 

Question No: 3      ( Marks: 1 ) – Please choose one

A  company  can  improve  (lower)  its  debt-to-total  assets  ratio  by  doing  which  of  the following?

By increasing the amount of borrowings

By shifting short-term to long-term debt

By shifting long-term to short-term debt

By selling the common stock

http://web.utk.edu/~jwachowi/mcquiz/mc6.html

 

Question No: 4      ( Marks: 1 ) – Please choose one

If  a  creditor  wants  to  know  about  the  bill  payment  status  of  a  potential  customer,  the creditor could look at which one of the following ratios?

Current ratio.

Acid ratio.

Average age of accounts payable.

Average age of accounts receivable

Question No: 5      ( Marks: 1 ) – Please choose one

Which one of the following values refers to the amount of money that could be realized if

an asset or group of assets is sold separately from its operating organization?

Book value

Market value

Liquidation value

Intrinsic value

http://wps.pearsoned.co.uk/ema_uk_he_wachowicz_fundfinman_12/26/6678/1709775.cw/content/index.html


 

Question No: 6      ( Marks: 1 ) – Please choose one

The  present  value  of  Rs.100  per  year  received  for  10  years  discounted  at  8  percent  is

closest to which of the following amounts?

Rs.177.

Rs.362.

Rs.425.

Rs.671. (repeated)

 

Question No: 7      ( Marks: 1 ) – Please choose one

Which  one  of  the  following  is  a  long-term  contract  under  which  a  borrower  agrees  to

make payments of interest and principal on specific dates?

Common stock.

Preferred stock

Equity contract.

Bond.

 

Question No: 8      ( Marks: 1 ) – Please choose one

Which  of  the  following  is  the  main  source  of  income  for  the  buyer  of  a  zero-coupon bond?

Price appreciation.

A rate of return equal to zero over the life of the bond.

Variable dividends instead of a fixed interest payment annually.

All interest payments in one lump sum at maturity.

http://www.sec.gov/answers/zero.htm

 

Question No: 9      ( Marks: 1 ) – Please choose one

If  the  intrinsic  value  of  a  stock  is  greater  than  its  market  value,  then  which  of  the following is a reasonable conclusion?

The stock has a low level of risk.

The stock offers a high dividend payout ratio.

The market is undervaluing the stock.

The market is overvaluing the stock.

http://web.utk.edu/~jwachowi/mcquiz/mc4.html

 

Question No: 10      ( Marks: 1 ) – Please choose one

If  a  bond  sells  at  a  high  premium,  then  which  of  the  following  relationships  hold  true?

(P0 represents the price of a bond and YTM is the bond’s yield to maturity.)

P0 < par and YTM > the coupon rate.

P0 > par and YTM > the coupon rate.

P0 > par and YTM < the coupon rate.

P0 < par and YTM < the coupon rate.

 

Question No: 11      ( Marks: 1 ) – Please choose one

A company  has  a  dividend  yield of  8%.  If its dividend  is  expected to grow  at  a  constant

rate of 5%, what must be the expected rate of return on the company’s stock?

14%

13%

12%

10%

 

 

 

Question No: 12      ( Marks: 1 ) – Please choose one

Which of the following statements best describes the term  Market Correction?

Market Correction refers to the situation where equilibrium of supply & demand of shares occurs in the market

Market correction refers to the situation where shares’ intrinsic values becomes equal to face values

Market Correction refers to the situation when there is a boom in the economy

Market Correction refers to the situation where inflation rate is above the market interest rate

 

Question No: 13      ( Marks: 1 ) – Please choose one

Which of the following statements is Correct regarding the fundamental analysis?

Fundamental analysts use only Economic indicators to evaluate a stock

Fundamental analysts use only financial information to evaluate a company’s stocks

Fundamental analysts use financial and non -financial information to evaluate a company’s stocks

Fundamental analysts use only non -financial information to evaluate a company’s stocks

 

Question No: 14      ( Marks: 1 ) – Please choose one

Which  of  the  following  statements  is  applied  to  weighted  average  cost  of  capital (WACC)?

It is used as an evaluation tool

It is based on the present cost obligation’s of the firm

It is the cost of long-term investment

It is the cost of maintaining optimal level of current assets

 

Question No: 15      ( Marks: 1 ) – Please choose one

In which of the following situations a project is acceptable?

When a project has conventional cash flows patterns

When a project has a non-conventional cash flow pattern

When a project has a discounted rate higher than the inflation rate

When a project has a positive net present value

Question No: 16      ( Marks: 1 ) – Please choose one

Which of the following capital budgeting methods focuses on firm’s liquidity?

Payback method

Net Present Value

Internal Rate of Return

None of the given options

Question No: 17      ( Marks: 1 ) – Please choose one

When faced with mutually exclusive option, which project should be accepted under the ‘Payback Method’?

The one with the longest payback period.

The one with the shortest Payback period.

It doesn’t matter because the payback method is not theoretically correct.

None of the given options.

 

Question No: 18      ( Marks: 1 ) – Please choose one

According  to  the  reinvestment  rate  assumption,  which  method  of  capital  budgeting

assumes that the cash flows are reinvested at the project’s rate of return?

Payback period

Net present value

Internal rate of return

None of the given options

Question No: 19      ( Marks: 1 ) – Please choose one

Which of the following would lower a firm’s operating break- even point?

An increase in the cost of goods sold

An increase in selling price

An increase in wages paid to employees

An increase in total sales

http://web.utk.edu/~jwachowi/mcquiz/mc16.html

 

Question No: 20      ( Marks: 1 ) – Please choose one

A project would be financially feasible in which of the following situations?

If Internal Rate of Return of a project is greater than zero

If Net Present Value of a project is less than zero

If the project has Profitability Index less than one

If the project has Profitability Index greater than one


Question No: 21      ( Marks: 1 ) – Please choose one

Suppose  a  stock  is  selling  today  for  Rs.35  per  share.  At  the  end  of  the  year,  it  pays  a

dividend  of  Rs.2.00  per  share  and  sells  for  Rs.39.00.  What  is  the  dividend  yield  on  this

stock?

2%

3%

4%

5%

2/39*100 = 5%

Question No: 22      ( Marks: 1 ) – Please choose one

If the common  stocks of a company  have  beta value less  than  1, then such stocks  refer  to

which of the following?

Normal stocks

Aggressive stocks

Defensive stocks

Income stocks

Question No: 23      ( Marks: 1 ) – Please choose one

What will  be the risk  premium  if the market portfolio  has an  expected  return  of 10%  and the risk free rate is 4%?

4%

5%

6%

7%

Market Risk Premium =  10%-4% = 6%

Question No: 24      ( Marks: 1 ) – Please choose one

In which of the following conditions a stock is said to be undervalued?

If the stock has market value less than the expected value

If the stock has market value more than the expected value

If the stock has market value equal to the expect value

If the stock has market value more that intrinsic value

 

 

 

Question No: 25      ( Marks: 1 ) – Please choose one

Which of the following is included in the cost of capital of a firm?

Cost of sales

Depreciation cost

Depletion cost

Cost of retained earnings

 

Question No: 26      ( Marks: 1 ) – Please choose one

Suppose  a  firm  has  weighted  average  cost  of  capital  (WACC)  of  15%  based  on  the

market  values of  Debt  and equity.  Which of  the following is  the suitable  discount rate  to

be used by the firm to evaluate financial viability of its investment projects?

10%

12%

13%

15%

 

Question No: 27      ( Marks: 1 ) – Please choose one

Which  of  the  following  statements  is  TRUE  regarding  a  firm  that  is  totally  (100%) financed by equity?

Its Return on Equity (ROE) is equal to its Return on Assets (ROA)

Its Return on Equity (ROE) is less than its Return on Assets (ROA)

Its Return on Equity (ROE) is greater than its Return on Assets (ROA)

Its Return on Equity (ROE) and Return on Assets (ROA) are zero

 

Question No: 28      ( Marks: 1 ) – Please choose one

A Levered firm has a lower weighted average cost of capital as compare to an Un-levered firm because of which of the following?

Interest tax shield

Low level of financial risk

Low level of business risk

Low level of systematic risk

 

Question No: 29      ( Marks: 1 ) – Please choose one

Which  of  the  following is  a dividend  that  is  paid  in  the  form  of additional  shares,  rather than a cash payout?

Stock Dividend

Cum Dividend

Ex Dividend

Extra Dividend

 

Question No: 30      ( Marks: 1 ) – Please choose one

Which of the following is a long-term source of financing for a firm?

Corporate bonds

Money market instruments

Trade credit

Accounts payables

 

Question No: 31      ( Marks: 5 )

What (high or low) level of Debt Financing would you suggest for the following firms?

a)  Firms paying high taxes

b)  Firms paying no taxes

 

Question No: 32      ( Marks: 10 )

A  public  limited  company  deals  in  Foods  and  Beverages  is  financed  80%  by  common

stocks  and 20%  by bonds. The expected return  on the common  stock is  12% and the rate

of  interest  on  bonds  is  6%.  Assume  that  the  bonds  are  default  free  and  that  there  are  no

taxes.  Now  assume  that  the  company  issues  more  debt  and  uses  the  proceeds  to  retire

equity.  The  new  financing  mix  is  60%  equity  and  40%  debt.  If  the  debt  is  still  default

free, what happens to the expected rate of return on equity? What happens to the expected

return on the overall mix of debt and equity?

 

       Type of financing                               weights                                  return                                    WACC

Equity                                                  80%                                     .12                                          9.6

Bonds                                                   20%                                     .06                                         1.2

      Total                                                                                                                                                    10.8

 

After retiring equity

               Type of financing                               weights                                  return                                    WACC

Equity                                                  60%                                     .12                                          7.2

Bonds                                                  40%                                     .06                                           2.4

                   Total                                                                                                                                                    9.6

                     

         Return of equity decreases from 9.6% to 7.2%

         Over all cost of capital decreases from 10.8% to 9.6%

 

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